ACA Commissions, Schedules & Bonuses | A2 Financial Solutions
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ACA

Commissions, schedules & bonuses.

The commission schedules below are for informational purposes only and are subject to change at any time by the insurance companies. See your producer agreement with each insurance company for full details.

Anthem Individual & Family Plans (On-Exchange)

Per member per month (pmpm) commission schedule in most states.

Last updated 12/15/2025
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Anthem Individual & Family Plans (On-Exchange) commission schedule

Blue Cross and Blue Shield of Michigan

Individual & Family Plans — pmpm commission schedule.

Last updated 8/27/2025
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Blue Cross and Blue Shield of Michigan commission schedule

Blue Cross and Blue Shield of NC

Individual & Family Plans — pmpm commission schedule.

Last updated 11/05/2025
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Blue Cross and Blue Shield of NC commission schedule

Blue Cross and Blue Shield of Texas

Individual & Family Plans — pmpm commission schedule.

Last updated 11/05/2025
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Blue Cross and Blue Shield of Texas commission schedule

Cigna Individual & Family Plans

Per member per month (pmpm) commission schedule.

Last updated 10/20/2025
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Cigna Individual & Family Plans commission schedule

Medica Individual & Family Plans

pmpm commission schedule up to 5 members in all states except WI, which is per member per month.

Last updated 12/26/2025
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Medica Individual & Family Plans commission schedule

Oscar Health Individual & Family Plans

pmpm commission schedule in all states except NJ, which is per contract per month.

Last updated 10/08/2025
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Oscar Health Individual & Family Plans commission schedule

UnitedHealthcare Individual & Family Plans

Per member per month (pmpm) commission schedule.

Last updated 10/30/2025
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UnitedHealthcare Individual & Family Plans commission schedule

Wellpoint Individual & Family Plans

Per member per month (pmpm) commission schedule.

Last updated 12/15/2025
Contracting Broker Portal
Wellpoint Individual & Family Plans commission schedule

WellSense Individual & Family Plans

Per member per month (pmpm) commission schedule.

Last updated 11/07/2025
Contracting Broker Portal
WellSense Individual & Family Plans commission schedule

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Compliance

Broker compensation disclosures

On December 27, 2020, the Consolidated Appropriations Act was signed into law which, in part, mandates greater transparency for health care cost information, including broker compensation. All agents and brokers are required to disclose direct (e.g., commission) and indirect (e.g., bonus contests) compensation information to consumers. The total amount of compensation must be disclosed verbally before the consumer finalizes plan selection. In most cases, the information will also be communicated by the insurance carrier in the consumer's Welcome Kit.

Disclosure talking points

To help you disclose the required compensation information, contact Agility Producer Support for sample talking points. Exact compensation amounts (direct pay) are listed by carrier above. You must review the talking points with your clients for every Individual and Family Plan sale.

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